This campaign is to raise funds for development of a mobile app that will go into a different stages of development from testing and final phase and start up costs for modeling a small pilot project and marketing.

The app will address the issues of people lacking access to basic financial services such banks or ATMs nearby to access instant cash. People do not need to travel miles, by road or sea from one place to another to access ATMs or banks if their loved ones sends them money etc.

The app is basically a mobile wallet that will be used for Domestic Mobile Money Transfer with the use of digital tokens from one cash point location to another The recipient can, with the transferred digital tokens, withdraw cash at any cash point agent etc and or use in exchange for goods and services.

M3M Mobile App.:
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1. fast, secure and easy way of transferring money using mobile phones from one location to another without the need to go to the bank or nearest ATM to collect cash
2. exchange cash for digital tokens equivalent to use to pay for goods and services, or transfer peer to peer
3. business opportunity for PNGeans who can be cash point agents
4. save money on your mobile wallet
5. encourage informal SMEs who sell goods and products on the open public market or streets to save money on the mobile wallet by exchanging cash for digital tokens
6. keep money safe from theft when its kept on mobile wallets
7. Financial Inclusion